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	<title>Sabatini and Associates, LLC Attorneys at Law :: Newington :: Hartford :: Connecticut</title>
	<link>http://sabatinilaw.com/Blog</link>
	<description></description>
	<pubDate>Sat, 12 Apr 2008 23:00:25 +0000</pubDate>
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		<title>Schwab&#8217;s YieldPlus Funds Lose A Bundle For Its Investors</title>
		<link>http://sabatinilaw.com/Blog/schwabs-yieldplus-funds-lose-a-bundle-for-its-investors/</link>
		<comments>http://sabatinilaw.com/Blog/schwabs-yieldplus-funds-lose-a-bundle-for-its-investors/#comments</comments>
		<pubDate>Sat, 12 Apr 2008 23:00:25 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Commercial Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/schwabs-yieldplus-funds-lose-a-bundle-for-its-investors/</guid>
		<description><![CDATA[Investors in Charles Schwab&#8217;s ultra-short bond funds the Schwab YieldPlus Fund Investor Shares (Symbol: SWYPX) and the Schwab YieldPlus Fund - Select Shares (Symbol: SWYSX) may be entitled to recover their investment losses. Charles Schwab marketed its YieldPlus funds as safe investments that would provide &#8220;higher potential returns than money market funds, with only marginally [...]]]></description>
			<content:encoded><![CDATA[<p>Investors in Charles Schwab&#8217;s ultra-short bond funds the Schwab YieldPlus Fund Investor Shares (Symbol: SWYPX) and the Schwab YieldPlus Fund - Select Shares (Symbol: SWYSX) may be entitled to recover their investment losses. Charles Schwab marketed its YieldPlus funds as safe investments that would provide &#8220;higher potential returns than money market funds, with only marginally higher risk.&#8221; Charles Schwab also represented that its YieldPlus funds were designed to provide &#8220;high current income with minimal changes in share price,&#8221; and that this objective would be accomplished by investing in a &#8220;well-diversified&#8221; portfolio of bonds with durations of one year or less. But the YieldPlus mutual funds have decreased in value by 25% during the first quarter of 2008. That performance is far worse than the performance of money market funds and other ultra-short bond mutual funds during the same period. The funds were over-concentrated in risky mortgage-backed securities that contained subprime mortgage loans. The Funds also invested heavily in collateralized debt obligations. <span style="color: #000000">If you lost money in a Schwab YieldPlus fund please contact us for a free case evaluation.</span>
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		<title>FMLA OVERVIEW</title>
		<link>http://sabatinilaw.com/Blog/fmla-overview/</link>
		<comments>http://sabatinilaw.com/Blog/fmla-overview/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 19:14:44 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/fmla-overview/</guid>
		<description><![CDATA[The FMLA allows covered employees to take up to 12 weeks (480 hours) of UNPAID leave if they have a serious health condition or need to care for a family member with such a condition, and requires their reinstatement to a substantially equivalent job on their return.
What Companies Are Covered:
 
The Act applies to any company [...]]]></description>
			<content:encoded><![CDATA[<p>The FMLA allows covered employees to take up to 12 weeks (480 hours) of UNPAID leave if they have a serious health condition or need to care for a family member with such a condition, and requires their reinstatement to a substantially equivalent job on their return.</p>
<h3 style="margin-left: 40px">What Companies Are Covered:</h3>
<p> </p>
<p>The Act applies to any company which has 50 or more employees. However, an employee is excluded from coverage under the Act (even if he works for an employer with over 50 employees total) if the employee works at a job site where there are less than 50 employee and the company also has less than 50 employees within a seventy-five mile radius of the job site.</p>
<h3 style="margin-left: 40px">What Employees Are Eligible:</h3>
<p> </p>
<p>Employees are eligible for leave if they have worked for the company for at least 12 months, and have put in at least 1,250 hours of work in the prior 12 months. In other words, an employee is not eligible for leave in the first year of employment. Likewise, an employee is not eligible for leave if the employee works only half-time, or if the employee only recently has returned after an extended layoff or prior leave (so that the employee has not worked 1,250 hours in the prior 12 months).</p>
<h3 style="margin-left: 40px">Reasons for Leave:</h3>
<p> </p>
<p>An employee who meets the minimum service requirements is eligible for up to 12 weeks of unpaid leave in any 12-month period due to (1) the birth of a child (within the preceding 12 months); (2) the adoption of a child (within the preceding 12 months); (3) the care of a parent, spouse or child with a serious health condition; (4) to receive care for the employee&#8217;s own serious health condition.</p>
<h3 style="margin-left: 40px">Definitions:</h3>
<p>The Act defines a &#8220;parent&#8221; as being either a biological parent or a person who stood &#8220;in loco parentis&#8221; to the employee (presumably including stepparents or even grandparents under some circumstances). A &#8220;child&#8221; is a biological, adopted, foster, or step child (or other child for whom the employee is guardian or stands in loco parentis. The child must be under the age of 18, or, if over 18, must have a serious disability which renders the child incapable of self care.</p>
<p>The Act defines a &#8220;serious health condition&#8221; as a serious condition (mental or physical) which requires inpatient care or continuing outpatient care by a healthcare provider. The Act itself contemplates that the employee will need to miss work on a recurring basis for more than a few days, and the legislative history reflects that the Act was not intended to apply to short-term conditions (i.e, kids with measles). However, the Regulations issued by the Department of Labor take a very broad view of what is a serious health condition, and consider a &#8220;serious health condition&#8221; to include any illness which disables the employee (or relative) for more than three calendar days. The Regs also treat subsequent follow-up care for the same condition as falling within the Act. In addition, in the case of chronic health conditions (such as asthma, migraines, diabetes, etc.), the Act considers all such conditions to be &#8220;serious health conditions&#8221; and no minimum calendar days of absence are required for FMLA to apply. All absences due to pregnancy also are automatically considered to be for a &#8220;serious health condition&#8221;, including doctor visits for prenatal care. See 29 CFR § 825.114.</p>
<p>Where the leave is desired to care for a relative, the physical or mental condition of the relative must render that person unable to conduct their regular daily activities. Notably, if the relative only needs emotional support, the Regs permit the absence to be covered (assuming a doctor is willing to certify that the patient needs this support).</p>
<h3 style="margin-left: 40px">Documentation:</h3>
<p>An employer is permitted to obtain a certificate regarding the nature of the condition; its expected duration; and the date of commencement of the condition. If the leave is to care for a relative, the employer also can require a certification that the services of the employee are necessary to provide such care. The employer further can require periodic reporting regarding the status of the employee or relative, and can obtain a second opinion where the validity of the certification provided by the employee is in doubt. The company must pay for any second opinion, and the company may not use a physician who is employed by the company on a regular basis to provide that second opinion. Where there is a conflict of opinion between the employee&#8217;s physician and the company&#8217;s physician, the company and the employee must pick a tie breaking physician for a third opinion (with the company picking up the tab for this third opinion). The third opinion is considered final and binding on both parties.</p>
<p>In addition, the company is entitled to obtain a medical release when the employee seeks to return to work, as a condition of allowing such return. However, the Act provides that this provision does not modify any of the provisions of the ADA or any other federal/state anti-discrimination statute. As a result, care should be taken in refusing rehire to a disabled employee whose disability can be accommodated without an undue hardship on the conduct of the business.</p>
<h3 style="margin-left: 40px">Notice By Employee:</h3>
<p>In order to qualify for leave, the employee must provide 30 days of advance notice of the anticipated leave, unless it is impracticable to do so.</p>
<h3 style="margin-left: 40px">Compensation Issues:</h3>
<p>If the company has a paid leave plan, the company is entitled to substitute paid leave for unpaid leave to the extent that the employee has accrued paid leave. Thus, the employee can be forced to apply paid vacation, personal days and sick days to the leave period (which reduces the number of unpaid leave days required). This requirement applies regardless of whether the leave is required for the illness of the employee or to care for a relative. However, the company is not required to allow the employee to apply paid sick leave where the employee is absent to care for another. The Act specifically provides that the company does not have to expand its paid leave policies to provide for such additional paid leave, unless the company voluntarily opts to do so.</p>
<h3 style="margin-left: 40px">Reinstatement Rights:</h3>
<p>Rank-and-file employees are entitled to automatic reinstatement either to their previous jobs or to substantially equivalent jobs. Such reinstatement includes continuation of all benefits which had accrued prior to the leave. However, it does not require that the leave time be treated as time worked for benefit calculations.</p>
<h3 style="margin-left: 40px">Intermittent Leaves:</h3>
<p>In addition, the Act contains a provision which requires the company to provide &#8220;intermittent&#8221; leave where required due to the employee&#8217;s own health care problems or those of a covered relative. For instance, if the employee or the relative requires chemotherapy or dialysis twice per week, the company must allow the employee to take off in order to obtain or provide such care.</p>
<h3 style="margin-left: 40px">Enforcement:</h3>
<p>The Act can be enforced by private suit. Remedies include backpay, lost benefits or other damages, interest on sums owed, attorney fees, and liquidated damages for &#8220;willful&#8221; violations. Suit must be filed in 2 years, but the limitations period is extended to 3 years for willful violations. 
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		<title>Proving Workplace Discrimination Based Upon Stereotyping</title>
		<link>http://sabatinilaw.com/Blog/proving-workplace-discrimination-based-upon-stereotyping/</link>
		<comments>http://sabatinilaw.com/Blog/proving-workplace-discrimination-based-upon-stereotyping/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 15:49:17 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/proving-workplace-discrimination-based-upon-stereotyping/</guid>
		<description><![CDATA[Many statements of bias evidence open hostility toward the protected class, and are thus readily recognizable as direct evidence of discriminatory animus. However, certain statements that are not openly hostile are less readily recognizable as discriminatory. However, subtle generalizations about target groups can be used as powerful evidence that the group status of a plaintiff-employee [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Arial" size="2">Many statements of bias evidence open hostility toward the protected class, and are thus readily recognizable as direct evidence of discriminatory animus. However, certain statements that are not openly hostile are less readily recognizable as discriminatory. However, subtle generalizations about target groups can be used as powerful evidence that the group status of a plaintiff-employee was considered when an employer has taken adverse action against the employee. </font><font face="Arial, Helvetica, sans-serif" size="2">The Supreme Court had long recognized that unlawful discrimination can stem from stereotypes and other cognitive biases, as well as conscious animus, the First Circuit has reiterated that &#8220;the disparate treatment doctrine focuses on causality rather than conscious motivations, since &#8216;unwitting or ingrained bias is no less injurious or worthy of eradication than blatant or calculated discrimination.&#8217; &#8221; <u>Thomas</u>, <u>supra</u>, at 60 (citing <u>Hopkins v. Price Waterhouse</u>, 825 F.2d 458, 469 (D.C. Cir. 1987), aff&#8217;d, <u>Price Waterhouse v. Hopkins</u>, 490 U.S. 228, 109 S.Ct. 1775 (1989)). The First Circuit further stated:</font></p>
<blockquote><p><font face="Arial, Helvetica, sans-serif" size="2">The concept of &#8220;stereotyping&#8221; includes not only simple beliefs such as &#8216;women are not aggressive&#8217; but also a host of more subtle cognitive phenomena which can skew perceptions and judgments. <u>Price Waterhouse</u> highlighted one such phenomenon: the tendency of &#8220;unique&#8221; employees (that is, single employees belonging to a protected class, such as a single female or a single minority in the pool of employees) to be evaluated more harshly in a subjective evaluation process&#8230;. Other types of biased thinking are also widely recognized.</font></p></blockquote>
<p><font face="Arial, Helvetica, sans-serif" size="2"><u>Thomas, supra</u>, at 61 (citations omitted). <u>See also Eldred v. Consoldiated Freightways Corp. of Del.</u>, 898 F.Supp 928, 934 (D. Mass. 1995) (employer&#8217;s assertions that plaintiff lacked &#8220;aggressiveness&#8221; and was too &#8220;soft&#8221; supported &#8220;unavoidable conclusion&#8221; that plaintiff was passed over for promotion because of her gender).  </font>
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		<title>EEOC Reports 9% Increase In Disrimination Complaints In 2007</title>
		<link>http://sabatinilaw.com/Blog/eeoc-reports-9-increase-in-disrimination-complaints-in-2007/</link>
		<comments>http://sabatinilaw.com/Blog/eeoc-reports-9-increase-in-disrimination-complaints-in-2007/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 15:33:08 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Uncategorized</category>
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/eeoc-reports-9-increase-in-disrimination-complaints-in-2007/</guid>
		<description><![CDATA[The number of Discrimination Charges filed with the EEOC increased to 82,792 in 2007, up from 75,768 the previous year. Race, Gender and Retaliation charges were the most frequently reported charges.  While announcing the numbers, EEOC Commission Chair Naomi C. Earp stated that “Corporate America needs to do a better job of proactively preventing discrimination and addressing complaints [...]]]></description>
			<content:encoded><![CDATA[<p>The number of <a href="http://www.eeoc.gov/press/3-5-08.html"><font color="#336699">Discrimination Charges filed with the EEOC increased to 82,792 in 2007</font></a>, up from 75,768 the previous year. Race, Gender and Retaliation charges were the most frequently reported charges.  While announcing the numbers, EEOC Commission Chair Naomi C. Earp stated that “Corporate America needs to do a better job of proactively preventing discrimination and addressing complaints promptly and effectively. To ensure that equality of opportunity becomes a reality in the 21st century workplace, employers need to place a premium on fostering inclusive and discrimination-free work environments for all individuals.”</p>
<p> 
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		<title>Secret Allstate Documents Reveal Insurance Bad Faith Practices</title>
		<link>http://sabatinilaw.com/Blog/secreat-allstate-documents-reveal-insurance-bad-faith-practices/</link>
		<comments>http://sabatinilaw.com/Blog/secreat-allstate-documents-reveal-insurance-bad-faith-practices/#comments</comments>
		<pubDate>Wed, 23 Jan 2008 20:52:27 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Commercial Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/secreat-allstate-documents-reveal-insurance-bad-faith-practices/</guid>
		<description><![CDATA[Allstate Insurance has for years kept secret documents on how to low-ball auto claims to keep profits high. Known as the McKinsey documents, they are now being highly sought by Florida insurance investigators who’ve launched a full scale look at the insurance giants rate-making and claims-paying practices. Florida’s Insurance Commissioner Kevin McCarty has suspended Allstate from doing business in [...]]]></description>
			<content:encoded><![CDATA[<p>Allstate Insurance has for years kept secret documents on how to low-ball auto claims to keep profits high. Known as the McKinsey documents, they are now being highly sought by Florida insurance investigators who’ve launched a full scale look at the insurance giants rate-making and claims-paying practices. Florida’s Insurance Commissioner Kevin McCarty has suspended Allstate from doing business in the state after the company failed to turn over information on its business practices. An appellate court lifted the ban.  A company spokesman tells the <a href="http://www2.tbo.com/content/2008/jan/23/na-florida-demands-mckinsey-documents/?news-money">Tampa Tribune</a> that Allstate will turn over the McKinsey documents, but they only concern auto insurance, not homeowners and they contain ideas that never became company policies. The McKinsey documents get their name from the consulting firm McKinsey &#038; Co that Allstate hired in the early 1990s to help draft its business practices. A few lawyers who have sued Allstate have seen them. Most have protective orders from the court guarding the “trade secrets” of Allstate and cannot release them to the public. McKinsey and Co. also allegedly created documents about how to handle homeowners insurance, also highly sought by trial attorneys in property insurance litigation.  The documents have been succesfully used by lawyers in proving bad faith claims against Allstate.  However, the lawyers that have received the documents are under protective orders preventing the disclosure of the documents.
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		<title>Appraiser Sues WaMu</title>
		<link>http://sabatinilaw.com/Blog/appraiser-sues-wamu/</link>
		<comments>http://sabatinilaw.com/Blog/appraiser-sues-wamu/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 01:50:38 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Real Estate Law</category>
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/appraiser-sues-wamu/</guid>
		<description><![CDATA[A Califoronai appraiser has filed a lawsuit against Washington Mutual alleging that she was blacklisted after reporting that home prices were falling.  Last May, she became convinced that home prices were falling in her region so she marked a box in one of her reports indicating that prices were declining.  A WaMu sales manager contacted [...]]]></description>
			<content:encoded><![CDATA[<p>A Califoronai appraiser has filed a lawsuit against Washington Mutual alleging that she was blacklisted after reporting that home prices were falling.  Last May, she became convinced that home prices were falling in her region so she marked a box in one of her reports indicating that prices were declining.  A WaMu sales manager contacted the appraiser following the report and instructed her to check the box indicating that prices were stable.  She refused.  WaMu then took her off the bank&#8217;s preferred appraiser list and has not received more work from the bank.  The lawsuit is pending in California state court. 
</p>
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		<title>Local Woman Dies In Route 4 Car Crash</title>
		<link>http://sabatinilaw.com/Blog/local-woman-dies-in-route-4-car-crash/</link>
		<comments>http://sabatinilaw.com/Blog/local-woman-dies-in-route-4-car-crash/#comments</comments>
		<pubDate>Fri, 18 Jan 2008 02:29:54 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Personal Injury Law</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/local-woman-dies-in-route-4-car-crash/</guid>
		<description><![CDATA[A local Farmington woman died in a head-on crash on Route 4 in Farmington, Connecticut.  The driver of the car that struck the woman&#8217;s car crossed over the median before impact.  Farmington police continue to investigate the accident.  Alcohol has not been ruled out as a contributory factor in the car accident.

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			<content:encoded><![CDATA[<p>A local Farmington woman died in a head-on crash on Route 4 in Farmington, Connecticut.  The driver of the car that struck the woman&#8217;s car crossed over the median before impact.  Farmington police continue to investigate the accident.  Alcohol has not been ruled out as a contributory factor in the <a href="http://www.sabatinipersonalinjurylaw.com/connecticut-car-accident-lawyer/">car accident</a>.
</p>
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		<title>What Does An Employee At-Will Mean</title>
		<link>http://sabatinilaw.com/Blog/what-does-an-at-will-employee-mean/</link>
		<comments>http://sabatinilaw.com/Blog/what-does-an-at-will-employee-mean/#comments</comments>
		<pubDate>Thu, 20 Dec 2007 02:34:20 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/what-does-an-at-will-employee-mean/</guid>
		<description><![CDATA[Employment-at-will means you can quit, or your employer can fire you at any time with or without notice. Your employer can have any reason for the termination, or no reason at all, as long as your employer does not engage in wrongful termination.  Most workers are at-will employees.  If you are an at-will employee, you can [...]]]></description>
			<content:encoded><![CDATA[<p>Employment-at-will means you can quit, or your employer can fire you at any time with or without notice. Your employer can have any reason for the termination, or no reason at all, as long as your employer does not engage in wrongful termination.  Most workers are at-will employees.  If you are an at-will employee, you can be fired for any reason so long as it is not illegal. An at-will employee is any employee that is not working under a contract with the employer. You can be fired for misconduct such as excessive absence or tardiness or simply because your employer does not like your personality.</p>
<p>Sometimes, an at-will employee will be under the impression that he has an employment contract because the employer provided an &#8220;agreement&#8221; setting forth salary terms, benefits, bonuses, job duties and the like.  Unless the &#8220;agreement&#8221; contains language setting forth a definitive time period of your employment (i.e., a start date and an end date), the &#8220;agreement&#8221; ,in general, does not constitute as an employment contract under Connecticut law.</p>
<p>As an employee at-will, your job termination is unlawful when the termination has been motivated by <a href="http://www.sabatinilaw.com/employment-litigation.html">unlawful discrimination</a>.  If you believe that your termination was motivated by unlawful discrimination, then it is important to contact one of our <a href="http://www.sabatinilaw.com/general-contact.html">Connecticut employment discrimination lawyers.</a>
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		<title>$750,000 Business Litigation Settlement</title>
		<link>http://sabatinilaw.com/Blog/750000-business-litigation-settlement/</link>
		<comments>http://sabatinilaw.com/Blog/750000-business-litigation-settlement/#comments</comments>
		<pubDate>Tue, 18 Dec 2007 23:49:39 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Commercial Litigation</category>
	<category>Employment Litigation</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/750000-business-litigation-settlement/</guid>
		<description><![CDATA[Connecticut business litigation lawyer Vincent Sabatini of Sabatini and Associates, LLC obtained an arbitration award in the amount of $380,000.00.  Our client was involved in a business dispute where she was wrongfully terminated from a business where she also a minority shareholder. Following the arbitration award, the case settled in the amount of $750,000.00  The Connecticut [...]]]></description>
			<content:encoded><![CDATA[<p>Connecticut business litigation lawyer <a href="http://www.sabatinilaw.com/attorneys.html">Vincent Sabatini</a> of Sabatini and Associates, LLC obtained an arbitration award in the amount of $380,000.00.  Our client was involved in a business dispute where she was wrongfully terminated from a business where she also a minority shareholder. Following the arbitration award, the case settled in the amount of $750,000.00  The <a href="http://www.sabatinilaw.com/commercial-litigation.html">Connecticut business litigation lawyers</a> at Sabatini and Associates, LLC were not the original lawyers in this case.  Prior to the law firm&#8217;s involvement, the defendant&#8217;s settlement offer was offering zero.  The <a href="http://www.sabatinilaw.com/commercial-litigation.html">Hartford based business litigation lawyers</a> at Sabatini and Associates, LLC have a wealth of experience in representing clients involved in business disputes.  This case is yet another example of our experience and knowledge achieving <a href="http://www.sabatinilaw.com/news.html">results</a>.  These past results include an arbitration panel&#8217;s award of five million dollars to our client for unpaid commissions.  The arbitration award was later confirmed by the Hartford Superior Court. 
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		<title>Avoiding Car Accidents During Bad Winter Weather</title>
		<link>http://sabatinilaw.com/Blog/avoiding-car-accidents-during-bad-winter-weather/</link>
		<comments>http://sabatinilaw.com/Blog/avoiding-car-accidents-during-bad-winter-weather/#comments</comments>
		<pubDate>Mon, 17 Dec 2007 22:23:24 +0000</pubDate>
		<dc:creator>James Sabatini</dc:creator>
		
	<category>Personal Injury Law</category>
		<guid isPermaLink="false">http://sabatinilaw.com/Blog/avoiding-car-accidents-during-bad-winter-weather/</guid>
		<description><![CDATA[Bad winter weather is all too common for drivers in Connecticut and throughout the Northeast. Obviously, the best safety tip in avoiding a car accident in bad winter weather is to stay off the roads. But, this is not always a viable option. Many of us need to get to work or reach an important [...]]]></description>
			<content:encoded><![CDATA[<p>Bad winter weather is all too common for drivers in Connecticut and throughout the Northeast. Obviously, the best safety tip in avoiding a car accident in bad winter weather is to stay off the roads. But, this is not always a viable option. Many of us need to get to work or reach an important destination such as a pharmacy or hospital, so if you are out driving in winter weather keep these practical safety tips in mind.</p>
<p>1. Watch out for shaded areas on the road. Due to the lack of sun exposure, these shaded areas typically will have snow and ice where the rest of the sunlight roadway is clear of snow and ice.<br />
2. For older cars, check your battery, cable connections, alternator and drive belts. Check your cooling system to make sure that you have the right mix of fresh antifreeze and water. Check hoses for cracks or leaky connections. These checks can prevent an engine from dying on the roadway leaving you stranded in bad weather.<br />
3. Make sure the tires on the car are winter tires or all-season tires. Furthermore, make sure the tires still have good tread. Worn tires will not grip the roadway causing the car to slip and slide.<br />
4. Keep a half a tank of gas in the tank. If you get caught in traffic or in a snowbank, you want sufficient gas to keep the car running and heated.<br />
5. Keep a safety kit in your car that includes a bottle of water, candy bar, flashlight, gloves, jumper cables, and flares.<br />
6. Keep a bag of sand and shovel in the trunk. If you get stuck in snow, you can use the shovel for the snow and then lay down the sand to give your tires traction when getting out of the snow.<br />
Following these safety tips will hopefully prevent a <a href="http://www.sabatinipersonalinjurylaw.com/motor-vehicle-accidents/"><font color="#ff9900">car accident </font></a>or car breakdown during bad winter weather, but if a car accident does happen, these tips will make the accident a lot more manageable.
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